Mother wants to sell her daughter’s Taylor Swift tickets to pay off debts – that’s why the Ramsey Show turned her down

The Ramsey Show is notorious for giving cold, straightforward financial advice to people who call with questions about their debt or spending habits.

But co-hosts Rachel Cruze and Ken Coleman – Cruze’s father Dave Ramsey was conspicuously absent from the episode – shocked viewers when they advised a caller to attend a Taylor Swift concert instead of paying off her daughter’s student loans.

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Jill called to ask if she should sell her 22-year-old daughter’s tickets to The Eras tour to pay off her student debt instead. Her daughter managed to snag three tickets for herself, her sister and Jill for $209 each to attend a November concert in Indianapolis – but the resale value could potentially net them $3,000 to $4,000 per ticket.

“I thought it was a total waste,” says Jill.

However, Cruze, a certified Swiftie herself, countered that her daughter had bought the tickets to the Eras tour at a bargain price considering how much fans shell out today. And Coleman agreed, shocking everyone on the call, including his co-host.

“I don’t care what people say, I wouldn’t resell these tickets,” he announced. “It’s your daughters, it’s a one-time concert.”

For this reason, the Ramsey Show advised the caller to put her financial worries aside.

Coleman suggests “dancing like we’re 22”

Jill paid for the tickets, which her daughter was able to find online, but she subsequently admits that she would never have thought to contribute thousands of dollars to her daughter’s student loan if she had never purchased the tickets.

“That’s right, Jill,” Coleman says. “You never intended to write a check for $9,500 to pay off your daughter’s student loans.”

He believes that if their daughter insists that they keep the tickets, the sale would create “unnecessary tension” in their relationship. “She’s 22, she’s going to have to pay for the thing herself anyway.”

Coleman adds that while he is not a Taylor Swift fan, he remembers his teenage daughter’s joy when she attended the Eras tour and received free merchandise from a friend who worked at the merchandise company.

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“So my advice is, everything’s going to be OK if we keep dancing like we’re 22,” he jokes, quoting one of Swift’s popular songs. “We can’t play grumpy Grandpa Dave in this situation.”

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“Bad blood” in the comments

Although Cruze and Coleman took a gentler approach to this financial decision, advising that Jill’s daughter should be responsible for managing her student debt, many listeners were upset.

“I hope she won’t beg taxpayers to pay off her student loans so she can go to a concert,” wrote one commenter under the YouTube video.

Another quotes one of Ramsey’s favorite sayings: “Wow, with advice like that, you can’t even call it the Ramsey Show. Whatever happened to beans and rice, rice and beans, who burned it all to get out of debt?!”

Others, however, agreed with the co-hosts’ assessment. “She’s an adult. This was a gift. If you don’t want to go, tell her to sell your ticket for a few thousand and at least pay off her debt,” suggested one user.

Ultimately, Jill’s daughter has other options available to her if she ever has trouble repaying her student loans, such as income-driven repayment plans or refinancing at a lower interest rate.

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This article is for informational purposes only and should not be construed as advice. It is provided without warranty of any kind.