Your bank wants to hear your opinion. Will they keep it safe?

© Daniil Peshkov | Dreamstime.com

You’ve already given your bank your birth date, your social security number, and your mother’s maiden name. Now they want your vote.

Banks claim it’s an additional biometric layer of protection against fraud and cybercrime, but is it worth the risk when hackers are increasingly stealing voice data for deepfakes?

The identity arms race

Hackers are always one step ahead. If you are skeptical that your bank is recording your voice data, you are not crazy – you are clever. A voice can be cloned using AI with just 10 seconds of audio. Terrifying.

No matter how much money you have in the bank, a hacker or fraudster will want it. Call your bank’s customer service hotline, which you can find on the website, and Ask to reject voice authenticationIt takes two minutes.

Make the hackers “temporary workers”

Sure, you’re smart, use strong, unique passwords, enable 2FA, don’t use public Wi-Fi, and always monitor your accounts. But it might be worth calling or stopping by your local bank branch and asking if they offer additional security features.

Secure keys: This physical or digital device generates one-time passwords that are usually only valid for 30 seconds and provide greater security for online banking.

Bank notifications: Set up text or email alerts for various real-time account activities, such as large transactions, failed login attempts, and account changes.

Account blocking features: Many banks offer the option to automatically lock your account after a certain number of failed login attempts.

Extended access: This is enhanced security for certain activities through additional verification steps. For example, Morgan Stanley requires me to enter a one-time passcode when I log in to a new location.

🌀 Help me spread the word. Share this story with friends and family to protect them before the flood of voice cloning scams hits. They’re coming!

Speaking of voice fraud: Here’s how you can currently become a target of voice fraud in 60 seconds.

Keywords: Hackers, Security